End is in Sight

Filed Under Debt |

Let’s see…where were we? Ah yes, personal finance.

As you know, my family is on a dramatic debt reduction plan and we were able to reach a major milestone last month! All along we’ve been saying, “If we could only get our debt below X dollar amount.” Last month we reached that amount so the end is in sight.

We are starting to get a little antsy. We’ve been on our debt reduction plan for almost 2 years. It’s been a loooong two years but now that we are reaching the end of it I can tell you that it was very much worth it. Here are some things we gave up along the way to reach our goal:

I know what many of you are thinking. “Why would you want to live like that? I work so that I can have fun and giving up all of those things is not fun. Plus, it’s taken you two years! That’s too long for me.”

Here is my response. We did give up a lot – just ask my boys. But remember, we gave these things up temporarily. Even now, we look back and think, “It wasn’t that bad.” A year from now, we’ll forget all of the things we had to give up temporarily.

As for two years, yes – it will be almost 2 years when we write that final check. But the great thing is, we WILL be writing that final check.  The argument that “it takes too long” doesn’t make any sense. Look at your own situation. Two years from now you could be debt free. Or two years from now you could have the same amount of debt that you have today if not more. Which do you choose for yourself and your family?

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