Winner!

Congratulations to Amanda Chapman! She was the lucky winner of the Dave Ramsey book giveaway. I’ve emailed you, Amanda, so send me your address and I’ll get it sent out right away.
I had tons of comments from people who have heard of Dave Ramsey but didn’t know much about him. A lot of people [...]

Dave Ramsey - Baby Step 2

You’ve got your $1,000 saved after going through Baby Step 1. You’ve set it aside in a place where it’s not too easy to access. Now you are really ready to dig into what can be the longest and most painful, yet most satisfying, Baby Step. This step will force you to “live like no [...]

Dave Ramsey - Baby Step 1

After reading some of the comments on my giveaway post, it’s apparent to me how many people have “heard” of Dave Ramsey but don’t really know what he’s all about. My fear is that some people will blow him off as just another financial dude with a philosophy on money. But Dave’s different. I rarely [...]

Giveaway - Financial Peace Revisited

*******This giveaway is now closed. Winner will be announced tonight. Thanks for participating!
I love free stuff and I especially love to give away free stuff that may make a difference in someone’s life. As part of Bloggy Giveaways, I’m giving away a copy of Dave Ramsey’s book, Financial Peace Revisited.

Here’s the book description directly from [...]

Both Sides of the Fence

I used to be on the “other side”, spending money as I pleased. When I had my shift in money philosophy, my husband was still stuck back on the other side of the fence. We had a lifestyle of spending that he was not ready to give up. Even though it was frustrating, I understood [...]

Keeping Our Eye on the Prize

When we first started our baby steps, we decided we needed a reward after we got through baby step two. Step 2 is by far the hardest and can take a very long time so we needed to hang a carrot in front of us.
Actually, we have two carrots. The first one, of course, [...]

Credit Report Commercials

I have to admit, I love those freecreditreport.com commercials. Those catchy tunes can stay in your head for hours. I’ve always been confused, though, because I’m not really sure why he has to work extra jobs just because his credit report is wrong.
Regardless of the funny commercials, you should never go to their website [...]

People You Should Know - Amy Dacyczyn

I’m sad to tell you that I’ve wasted my 15 minutes of fame on dryer sheets. I remember my father telling me, “That’s great, Heidi. I hope my own 15 minutes of fame has to do with something a bit more substantial than dryer sheets.”
Awhile back I was mentioned on MSNBC for my money-saving tip [...]

Karin is a Winner!

Congrats to Karen in SD for winning a copy of Dave Ramsey’s book, The Total Money Makeover! I hope it changes your life just as it has so many others.
Email me your mailing address and I’ll get the book sent out this week.

A Message From A Debt-Free Friend

Please read this message from a friend of mine.
This is a nasty time for my wife and I - 5+ weeks in a nationally known hospital for cancer treatment. My wife is staying in a local hotel with most of her time being unpaid. We have great insurance and disability coverage BUT [...]

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