Obama, or Any President, Is Not The Solution

This morning on my way to work, I was listening to CNN and they were discussing Obama’s speech tonight. The reporter said, “People are getting impatient as their bills pile up and they are falling behind on their payments. They need to hear President Obama say what he’s going to do about it.”
Regardless of what [...]

People You Should Know - Alan Zimmerman

There’s nothing that frustrates me more than hearing people say:
I can’t do that!
I’ll always work in this low paying job.
There are no good jobs out there.
I’ll never have any money.
I won’t be happy until…
What a horrible day!
Every morning you wake up is a blessing and I encourage you to treat it as such. To quote [...]

Whose Cash Is It?

It doesn’t matter how big a house you live in , or how fancy a car you drive, or how many designer names you have in your closet – if you owe money to somebody, you are not wealthy.
Dave Ramsey
This is a hard concept for some people to get. I know it used to be [...]

Don’t Let Your Life Be An Embarrassment

I heard a story on Dave Ramsey’s podcast last night that blew me away. Unfortunately, it’s probably more “normal” than I even realize.
The caller went on and on about how he had a great income, they lived a good life, always had money to pay for everything they needed, went on fancy trips, bought [...]

Overspending

An excellent quote from a Dave Ramsey caller yesterday:
I’m scared of a government that continues to reward people who overspend.

All We Need Is Just A Little Patience

I love technology that makes life easier. I have a PDA, a laptop, an iPod, and more email accounts than I care to tell you about. I wonder what I did before these things even existed.
While technology is great, it has made this an extremely impatient society that we live in. If we want [...]

Extra Money

A major key to us getting out of debt was looking for any extra money we could. This month I have two examples that have affected us that may give you some ideas on where to look for extra money.
Extra Money Example #1 – Extra Paychecks
For our monthly budget, we expect 2 paychecks for [...]

Getting Money vs. Keeping Money

Your alarm goes off. You roll over and think, “Monday. Ugh.” You force yourself out of bed, get in the shower and go through the motions of getting yourself ready for work.
While you are at work, you may have children in daycare. Or your kids may have to be home all by themselves for [...]

Have a Story To Tell?

I’ve been pretty open about my financial story for the sole reason of getting others inspired to take ownership of their financial lives. But there are more stories out there.
If you have an interest of sharing your financial story or “lightbulb moment” when you realized debt was dumb, leave me a comment or email [...]

Easy Way Out or Behavior Changing Way Out?

In today’s society, we want everything to be easy. We want television watching to be easy so we get a big screen and make sure we have enough remotes so we don’t have to get out of our chair. We want driving to be easy, so we buy a GPS system so we don’t have [...]