Financial Disaster

My favorite line from Ocean’s Eleven is when Andy Garcia looks at George Clooney and said, “You know…a guy?”
Well, I know a guy. I know a guy who has his finances in order. His debts, including his house, are paid off and have been for some time. Over the past few years, he has done [...]

I Am Not Participating

I choose not to participate in the recession.
Yes, it’s a choice on whether you are participating or not. If you can’t afford your house payment, it was your choice to sign the papers on a house you could not afford. If you owe more on your car than it’s worth, choices you have made led [...]

Question Behind The Question

I have something for you to do.
I’m going to borrow some lines from John Miller, author of “QBQ: Question Behind the Question”.  I want you to say these following sentences out loud. Really do it, don’t just say them in your head.
Why don’t others work as hard as I do?
Why don’t I get more direction [...]

Giveaway - Starter Envelope System

**WINNER IS LORI M. THANK YOU FOR PARTICIPATING!**
I took my own “spring break” from Trendy Dollar but now I’m back! And to reward you for sticking around, I have a giveaway!

For those of you following Dave Ramsey’s envelope system, here is your Starter Envelope Kit! For those of you not following Dave Ramsey’s envelope system, [...]

Interesting Websites

www.ihatecreditcards.com - This website will reinforce your hatred for credit cards. It’s an interesting site to peruse through, but I’m disappointed it doesn’t scream, “Don’t have credit cards!”
www.creditcards.com - What a horrible, horrible site. It’s basically a tool for those looking for debt. It will show you all the rewards available, percentage rates available, and [...]

Why I Don’t Have Credit Cards

Why I Don’t Use Credit Cards
The Small Print -  Have you ever read one of those applications? There is A LOT of small print, all for the benefit of the credit card company. They can change your rate whenever they want for no reason at all. They can increase your minimum payment whenever they want [...]

Swimming Naked

It’s only when the tide goes out that you learn who’s been swimming naked.
Warren Buffet
And right now the tide is on its way out.
Have you always envied those people who drive nice cars, go on fancy vacations, and always wear designer clothes? Do not envy these people because most of them are “swimming naked”, or [...]

So Many Books, So Little Time

My son and I spent a few hours at the bookstore Saturday evening. I LOVE the bookstore and could probably spend a whole week there if allowed.
By the time I made my way to the back of the store, I had 5 books in my arms to possibly purchase. My son picked up a few [...]

People You Should Know - Larry Winget

Let me warn you, “It’s about to get ugly.”
That is a quote taken from the self-proclaimed “Pitbull of Personal Development” ®. Winget is brutal. He raw. He’s entertaining. He’s in your face. But most importantly, he’s right.
He won’t listen to your sorry excuses for why you don’t have any money, why you don’t have a [...]

Borrowing Your Way Out Of Debt

I was watching a television show tonight about home remodeling. A couple had purchased a home they could not afford and were struggling with the payments. They decided the best solution was to remodel the basement into an apartment and rent it out.
The designer said to the couple, “It’s imperative to do something with [...]

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