The Debt Free Post

I tell you the following story not to brag or to make you feel bad, but only to inspire. We have needed inspiration many times along the way and I pray that you find the same for your family. If we can be that inspiration you need, then it’s worth putting our story out there.
As [...]

Giveaway - Starter Envelope System

**WINNER IS LORI M. THANK YOU FOR PARTICIPATING!**
I took my own “spring break” from Trendy Dollar but now I’m back! And to reward you for sticking around, I have a giveaway!

For those of you following Dave Ramsey’s envelope system, here is your Starter Envelope Kit! For those of you not following Dave Ramsey’s envelope system, [...]

Overspending

An excellent quote from a Dave Ramsey caller yesterday:
I’m scared of a government that continues to reward people who overspend.

Getting Money vs. Keeping Money

Your alarm goes off. You roll over and think, “Monday. Ugh.” You force yourself out of bed, get in the shower and go through the motions of getting yourself ready for work.
While you are at work, you may have children in daycare. Or your kids may have to be home all by themselves for [...]

Dave Ramsey - Baby Step 1

After reading some of the comments on my giveaway post, it’s apparent to me how many people have “heard” of Dave Ramsey but don’t really know what he’s all about. My fear is that some people will blow him off as just another financial dude with a philosophy on money. But Dave’s different. I rarely [...]

Both Sides of the Fence

I used to be on the “other side”, spending money as I pleased. When I had my shift in money philosophy, my husband was still stuck back on the other side of the fence. We had a lifestyle of spending that he was not ready to give up. Even though it was frustrating, I understood [...]

Keeping Our Eye on the Prize

When we first started our baby steps, we decided we needed a reward after we got through baby step two. Step 2 is by far the hardest and can take a very long time so we needed to hang a carrot in front of us.
Actually, we have two carrots. The first one, of course, [...]

Free Financial Book Download

I watched just a few minutes of Larry King the other night and he was interviewing Suze Orman. She was taking calls and one woman asked Suze, “I’m spending more money than I make each month. What do I do about that?” Basically, Suze freaked. And she should have. She replied, “You don’t need to [...]