Now What?

What have we been doing?
Since becoming debt free earlier this month, I needed a break from thinking about money and budgets…and blogs. But because it feels so great to be debt free and I want all of you to feel the same way, I’m back to the blog. Don’t worry, I’m back to the other [...]

Financial Peace. What a Relief.

I have to tell you, I love living like no one else. I got paid last week and my husband got paid today. We get to keep the money we’ve worked so hard for. I wish all of you could know what that feels like. Amazing.
My husband and I are gearing up to lead Financial [...]

The Debt Free Post

I tell you the following story not to brag or to make you feel bad, but only to inspire. We have needed inspiration many times along the way and I pray that you find the same for your family. If we can be that inspiration you need, then it’s worth putting our story out there.
As [...]

End is in Sight

Let’s see…where were we? Ah yes, personal finance.
As you know, my family is on a dramatic debt reduction plan and we were able to reach a major milestone last month! All along we’ve been saying, “If we could only get our debt below X dollar amount.” Last month we reached that amount so the end [...]

Financial Disaster

My favorite line from Ocean’s Eleven is when Andy Garcia looks at George Clooney and said, “You know…a guy?”
Well, I know a guy. I know a guy who has his finances in order. His debts, including his house, are paid off and have been for some time. Over the past few years, he has done [...]

I Am Not Participating

I choose not to participate in the recession.
Yes, it’s a choice on whether you are participating or not. If you can’t afford your house payment, it was your choice to sign the papers on a house you could not afford. If you owe more on your car than it’s worth, choices you have made led [...]

Swimming Naked

It’s only when the tide goes out that you learn who’s been swimming naked.
Warren Buffet
And right now the tide is on its way out.
Have you always envied those people who drive nice cars, go on fancy vacations, and always wear designer clothes? Do not envy these people because most of them are “swimming naked”, or [...]

People You Should Know - Larry Winget

Let me warn you, “It’s about to get ugly.”
That is a quote taken from the self-proclaimed “Pitbull of Personal Development” ®. Winget is brutal. He raw. He’s entertaining. He’s in your face. But most importantly, he’s right.
He won’t listen to your sorry excuses for why you don’t have any money, why you don’t have a [...]

Borrowing Your Way Out Of Debt

I was watching a television show tonight about home remodeling. A couple had purchased a home they could not afford and were struggling with the payments. They decided the best solution was to remodel the basement into an apartment and rent it out.
The designer said to the couple, “It’s imperative to do something with [...]

Obama, or Any President, Is Not The Solution

This morning on my way to work, I was listening to CNN and they were discussing Obama’s speech tonight. The reporter said, “People are getting impatient as their bills pile up and they are falling behind on their payments. They need to hear President Obama say what he’s going to do about it.”
Regardless of what [...]

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