Credit Report Commercials

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I have to admit, I love those freecreditreport.com commercials. Those catchy tunes can stay in your head for hours. I’ve always been confused, though, because I’m not really sure why he has to work extra jobs just because his credit report is wrong.

Regardless of the funny commercials, you should never go to their website for your “free” credit report. If something truly is free, they obviously not going to advertise the heck out of it. Yes, there’s a catch. Don’t go there.

Where you should go is www.annualcreditreport.com. This website truly is free. You are entitled to a free copy of your credit report once every 12 months from each of the credit reporting companies: Equifax, Experian and TransUnion. This is the official website for distributing the free credit reports. Within just a few minutes you can have your credit report in your hands - for free. Really. No catches, no tricks to get you to subscribe to a service. Totally free.

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