Easy Way Out or Behavior Changing Way Out?
Filed Under Debt |
In today’s society, we want everything to be easy. We want television watching to be easy so we get a big screen and make sure we have enough remotes so we don’t have to get out of our chair. We want driving to be easy, so we buy a GPS system so we don’t have to follow a map. We even want eating to be easy, so we rely on microwaveable meals and quick fix meals.
We also want our finances to be easy.
What would be the best way to get out of debt?
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Winning the lottery?
Having a family member give you money?
Having all your lenders decide to forgive your loans?
File bankruptcy?
Cut back your expenses, earn extra money, and pay down your debts a dollar at a time over many months or years?
Of course the first 4 options would be the easiest. A snap of the fingers and you are done. But that’s only a temporary fix. I firmly believe that if you don’t go through the struggle to pay off the debts you owe, you will quickly find yourself there again. The pain of reducing the debt yourself teaches you that you will never, ever put your family in that situation again.
If you give a man a fish he eats for a day, but if you teach him to fish he eats for a lifetime.
I just started reading “How to Have More Than Enough” by Dave Ramsey. It’s a workbook-type book and talks about success in all areas, not just financial. It’s unbelievably good and you should start reading it right away.
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2 Responses to “Easy Way Out or Behavior Changing Way Out?”
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Another way to solve the traffic problems of this country is to pass a law that only paid-for cars be allowed to use the highways. Will Rogers
I gotta agree with you. Giving people all they need only helps them learn to wait for things to come. Teach people how to care for themselves (in all areas, not just finance) and you have a stronger society that is not afraid to work hard and struggle for their goals.
“What you get by accomplishing your goals, is not nearly as important as what you become by accomplishing your goals.”
By working on your finances the way your step 5 lists, you fix your own problems and you become “tuned” to how to do it. Your habits will change and you’ll no longer fall into the same traps you did to create your problems in the first place.