Keeping Our Eye on the Prize
When we first started our baby steps, we decided we needed a reward after we got through baby step two. Step 2 is by far the hardest and can take a very long time so we needed to hang a carrot in front of us.
Actually, we have two carrots. The first one, of course, is that we will no longer have to send all that money to our debt anymore. We can do whatever we want with our money since it will be ours and not belong to the loan people! The other carrot we’ve hung out there is a cruise for our family. I can’t tell you how excited I am to tell you that the end of baby step 2 is in sight and the cruise is BOOKED!
Our boys have been a major part of our debt-free plan. They know the reasons they should stay away from debt, credit cards, and unruly spending. They understand “act your wage” instead of “act your credit limit”. They get it. And that is the most important part of this whole process. I’m giving my kids the knowledge they need to be financially successful. They will be able to do much more saving and much more giving than I’ve been able to do so far. I’m so excited for them.
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Another way to solve the traffic problems of this country is to pass a law that only paid-for cars be allowed to use the highways. Will Rogers
That is awesome–where are you guys planning to go? So you must have an “end” month if you will be going on a cruise this year–are you almost there?
Yea! Our “end date” had to be pushed back with all the problems we’ve had the past month. But we’ll get there. Our “carrot” is a trip back to Ireland! So much incentive!!